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Aviva Life Insurance Comparisons

Navigating Life Insurance

Compare Aviva Life Insurance - thorough advice for cautious people

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Tread Carefully - Ensure you make the right decision when choosing Aviva life insurance

Will you be buying the correct life insurance policy?

Unlike many other life insurance advisers, we make recommendations drawn from the whole of the market, not just Aviva or a range of providers that we are tied to.

You need to ask yourself the following 7 important questions before you buy your life insurance (please bookmark this page now for future reference)...

Price shouldn’t always be the only reason to buy a particular life insurance product. Are you looking only at price and not necessarily value? There are many considerations you should bear in mind when comparing life insurance other than cost - cheap cover could be the most expensive thing you ever buy. Have you got the right product, will it do what you think it will? Are you properly / adequately covered? What length and level of life insurance policy should you choose? Have you thought about the importance of putting life insurance policies into Trust and the possible consequences of not putting policies into Trust? Have you considered the consequences of medical underwriting at the commencement of the policy rather than at the point of claim? Do you / will you review your current protection portfolio on a regular basis? Are you aware of the importance of receiving professional advise concerning?: * Exclusions - the circumstances when a life insurance policy doesn't pay out. * Flexibility - the reduction or increase of cover as your circumstances change. * Waiver of premium - a period of grace if you cannot pay a premium. * Future problems - if you choose not to use a professional adviser, you may not have access to complaints and compensation procedures if things go wrong. An adviser is your point of contact should something not go to plan. * Trust - advisers have got an interest in recommending the right life insurance for your circumstances as they will not wish to fall foul of stringent Financial Services Authority (FSA) rules.

We help you FOR FREE in your decision as to which life insurance is the most suitable for you and your circumstances. Your FSA qualified financial adviser will assist you in choosing an appropriate policy.

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Also consider critical illness cover

Critical illness cover as an addition to your life insurance

Some life insurers do not provide critical illness cover, so it's important to check. Critical illness cover is a long-term insurance policy that's designed to pay you a lump sum on diagnosis of a varied range of seriously incapacitating or life threatening conditions such as loss of limbs, heart attack, stroke, cancer, blindness and many more. Ask your adviser for full details of which conditions are included.

You can use the payout for anything you wish including medical treatment or to pay off your mortgage.

Joint Aviva Life Insurance

Do you require life insurance for your partner?

Joint life insurance policies are available, but you should seriously consider two single life insurance policies as an alternative. With two single life insurance policies, if both policy holders die together, both of the policies pay out. Only one payout would occur with just one joint policy.

Having this double life insurance can provide a valuable additional payout to support surviving family members.

Also, two separate life insurance policies are more often suited in the case of policies that include critical illness cover. This is because if one policyholder is diagnosed with a covered illness, the other will not want their cover to be lost. This would happen with a joint life policy. We can compare Aviva's joint life insurance policies with the rest of the market.

Check that you won't overpay for your Aviva life insurance now...

Whether you're investigating Aviva or indeed any other life insurance company, a qualified and FSA registered broker will help you discover a suitable policy and compare prices between companies. Please complete the FREE no-obligation, one-step confidential enquiry below. Your privacy is important to us, we do not share your contact details.


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