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Trusted Brands
You can choose your life insurance or critical illness cover from companies across the whole of the UK life insurance market such as...
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Life Insurance and Critical Illness Cover News
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October 15, 2010. Bupa to sell its assurance business in £165m deal
Bupa's operations in life insurance and critical illness cover have been snapped up by the owner of Friends Provident for £165 million... Bupa Life Insurance News
September 28, 2010. Aegon retains UK protection but cost cuts continue
Aegon will retain its UK life insurance and protection businesses after outlining the latest stage of plans to cut costs by 25%... Aegon Life Insurance News
September 27, 2010. Life insurers buoyant but financial services growth lags
Growth within the financial services sector has been slower than anticipated, although life insurance businesses are showing increasing confidence... CBI/PricewaterhouseCoopers Life Insurance News
September 9, 2010. Life Insurer Aegon UK to Cut 106 Jobs
Aegon UK is to cut its sales centres in a restructure it said was designed around the changing needs of advisers. The life insurance, pensions and investment provider will halve its regional sales centres...Aegon Life Insurance News
September 7, 2010. British mutual insurer LV= says H1 sales surge
British mutual insurer LV= reported a surge in sales during the first half of the year. LV=, formerly Liverpool Victoria, had life insurance sales of 63.5 million pounds in the first six months of 2010, an increase of 40 percent compared with a year earlier...LV Life Insurance News
September 5, 2010. Life insurance payouts reach 98% at Bright Grey
Bright Grey announces that it has paid out 98 per cent of life insurance claims in the first six months of 2010. Figures reveal a two per cent improvement on last year, and show that the average life insurance pay out was £77,000. Bright Grey life insurance's improved payout rate...Bright Grey Life Insurance News
September 5, 2010. Generous Standard Life pay-offs cushions redundancy blow
Life insurance giant Standard Life’s redundancy packages will be among the most generous in the UK. With another week of heavy financial services job losses in Edinburgh, the blow of unemployment to Standard Life employees... Standard Life Insurance News
September 1, 2010. Standard Life to slash 600 jobs
Life insurance providers Standard Life said organisational changes followed on from the structural changes announced in June this year. Standard Life will "phase out" 600 existing jobs... Standard Life Insurance News
August 26, 2010. Co-op considering sale of life insurance arm
The Co-Operative Financial Services (CFS) is considering selling off its life insurance arm following its merger with Britannia Building Society. The Co-Op's life and health insurance arm has assets worth £18bn, the majority of which are in pension and life savings... Co-Op Life Insurance News
August 25, 2010. ABI reinforces disclosure importance; dispells 'act of God' myth
The ABI is highlighting the need for clients to fully disclose their medical history when buying protection and health insurance. It is also reiterating the importance of complete disclosure by reassuring consumers that life insurance is based on their health when the policy is taken out... ABI Life Insurance News
24 August 2010. FSA fines Zurich Insurance following loss of 46,000 policy holders' personal details
The Financial Services Authority (FSA) has fined the UK branch of Zurich Insurance Plc (Zurich UK) £2,275,000 for failing to have adequate systems and controls in place to prevent the loss of 46,000 policy holders' personal details. Zurich UK outsourced the processing of some of its general insurance customer data to Zurich Insurance Company South Africa Limited (Zurich SA)... Zurich Life Insurance News
23 August 2010. Millions of Britons gamble with their families' futures by putting the lottery before buying life insurance
The average household spends more on gambling than buying life insurance. Only 20 million people have life insurance compared to 34 million people who gamble in some form. New research from Aviva reveals that only 41% of the UK population have bought life insurance, whilst a staggering 68% of people gamble in some form. Life insurance can cost from as little as £5 a month, yet the average household spends £13.80 a month on gambling. This shows more people fancy their chances of having a windfall than needing to have life insurance... Aviva Life Insurance News
16 August 2010. Aviva comment regarding press speculation
The Board of Aviva notes recent press speculation and confirms that on Wednesday 28 July 2010 it received a conditional proposal from RSA to acquire Aviva's general insurance businesses in the UK, Ireland and Canada excluding RAC and Health for a cash consideration of £5 billion funded entirely from a rights issue by RSA. The proposal would have left the pension liabilities of the GI business with Aviva as well as the general insurance businesses in... Aviva Life Insurance News
03 August 2010. Aviva becomes exclusive life protection provider to Santander in the UK
Aviva has announced that its UK business has signed an exclusive five year agreement with Santander for the distribution of Aviva’s life protection insurance products in the UK from June 2011. The agreement covers the sale of Aviva’s core protection products, including life insurance, critical illness and income protection... Aviva Life Insurance News
Ensure you make the right decision
Will you be buying the correct life insurance policy?
Unlike many other life insurance advisers, we make recommendations drawn from the whole of the market, not just one particular life insurance provider or range of providers that we are tied to.
You need to ask yourself the following 7 important questions before you buy your life insurance (please bookmark this page now for future reference)...
* Exclusions - the circumstances when a life insurance policy doesn't pay out. * Flexibility - the reduction or increase of cover as your circumstances change. * Waiver of premium - a period of grace if you cannot pay a premium. * Future problems - if you choose not to use a professional adviser, you may not have access to complaints and compensation procedures if things go wrong. An adviser is your point of contact should something not go to plan. * Trust - advisers have got an interest in recommending the right life insurance for your circumstances as they will not wish to fall foul of stringent Financial Services Authority (FSA) rules. |
Also consider critical illness cover
Critical illness cover as an addition to your life insurance
Critical illness cover is a long-term insurance policy that's designed to pay you a lump sum on diagnosis of a varied range of seriously incapacitating or life threatening conditions such as loss of limbs, heart attack, stroke, cancer, blindness and many more.You can use the payout for anything you wish including medical treatment or to pay off your mortgage.
Joint Life Insurance
Do you require life insurance for your partner?
Joint life insurance policies are available, but you should seriously consider two single life insurance policies as an alternative. With two single life insurance policies, if both policy holders die together, both of the policies pay out. Only one payout would occur with just one joint policy.Having this double life insurance can provide a valuable additional payout to support surviving family members.
Also, two separate life insurance policies are more often suited in the case of policies that include critical illness cover. This is because if one policyholder is diagnosed with a covered illness, the other will not want their cover to be lost. This would happen with a joint life policy.
Check that you won't overpay for your life insurance now...
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